Transfer and Pay with Wells Fargo Online® (2024)

FAQs

Transfer and Pay with Wells Fargo Online®? ›

Sign on to Wells Fargo Online, go to Transfer & Pay, and enroll in Online Wires to get started. Add your recipient, select funding account and amount (along with any additional details required for certain countries). Review and send your payment.

Set up transfers online

Sign on to access transfers. To get started, select the accounts you would like to transfer money From and To. To transfer money between accounts at Wells Fargo and accounts at another bank, select Add Non-Wells Fargo Accounts.

We offer single-source access to all your payables information through Wells Fargo Vantage℠, consolidated payment file processing with our Payment Manager^® service, and ACH transactions and wire transfers.

Use a money-transfer app

The apps of most major banks, for example, include Zelle^®, a fast and safe way to send money to friends and family. If your bank doesn't use Zelle^®, there are many other digital payment options available. Keep in mind factors like cost, speed and international capabilities can vary.

One of the easiest ways to transfer money from one bank to another can be using a payment app like Zelle or Venmo since it just takes a few clicks within the app to send and receive money. But if you aren't comfortable with mobile banking, a personal check might be the easiest way to send money to someone.

Basically, all Zelle payments are (instant) ACH payments but not all ACH payments are Zelle payments. The primary difference between Zelle and regular ACH payments is related to speed—whereas a standard ACH payment can take 2-5 days to clear, Zelle payments tend to clear in minutes.

An ACH transfer is completed through a clearing house — a network of financial institutions — and is used most often for processing direct deposits or payments. A wire transfer is typically used for high-value transactions and is completed through a bank, which makes it faster, but it does have a fee.

The minimum amount you can send is $25. The maximum daily amount that you can send to all beneficiaries using multiple Wells Fargo ExpressSend Service Agreements is $5,000. The maximum total amount that you can send during any consecutive 30-day period using the Wells Fargo ExpressSend service is $12,500.

Can I deposit money into someone else's account in Wells Fargo? ›

For instance, large brick-and-mortar bank Wells Fargo states in its deposit account agreement that non-account owners are not allowed to deposit cash into consumer accounts. From a bank's standpoint, prohibiting cash deposits can help prevent money laundering and fraud. It's also expensive for the bank to process cash.

Can you send money with a routing and account number? Yes. Routing and account numbers are important in the process of sending payments in the US. A routing number is used so the sending bank knows which financial institution the recipient's account is held by, and the account number is unique to that account.

Wells Fargo gives you flexibility, convenience, and control to transfer funds where and when you need it. Simply sign on to Wells Fargo Online to access transfers, and click Add Non-Wells Fargo Accounts to get started. To enable non-Wells Fargo accounts for Transfers, additional security measures are required.

A bank transfer lets you move money from one bank account to another. It's usually instant, free and done using mobile or online banking, over the phone or in branch.

There are multiple ways to transfer funds between accounts at different banks, including wire transfers, mobile apps, email money transfers and writing checks. Consider speed, cost and recipient account information when selecting a method for sending money.

There is a fee to send most wires, starting at $25. You'll be able to review fees before sending a wire. Third parties, including non-U.S. branches of Wells Fargo, or other banks may also apply fees. Fees may be waived when they are funded from an eligible account type.

Wells Fargo indicates that transfers from Wells Fargo accounts are usually delivered in two business days. You can also use Zelle to send funds to your own Chase account or another Chase account holder. While you can initiate a transfer from Wells Fargo using the Chase app, this process isn't encouraged.